Bargain Hunting With Rates Above 7% | Estate Concierge guidance for North Metro Atlanta. Nearly 20 years of experience. Contact Zach → acmerealestatecompany.com

As mortgage rates remain above 7%, affordability is understandably top of mind for many buyers. At ACME Real Estate Company, I keep a close watch on these trends to help my clients make informed choices, especially as Treasury yields continue to push borrowing costs higher and the market anticipates further Fed moves. If you’re planning ahead, consider this insight from a recent study: building a rate cushion is key—think about budgeting for a half-point increase over 3 months, three-quarters over 6 months, and a full point within a year. What I’ve seen in the local market aligns with the data: buyers later in the year often have more leverage, with typical home prices about 5% lower in Early-Q4 compared to Late-Q2, plus fewer competing offers and extra room to negotiate. With inventory sitting at about a 5-month supply last month, buyers have had stronger bargaining power—whether on price, closing costs, discount points, or even temporary rate buydowns. While the market is still reacting to potential Fed tightening, the long-term focus remains on cooling inflation, which could eventually bring mortgage costs back down. My approach is always to help you navigate these shifts with strategies that fit both your goals and the realities of today’s market.